Looking for the best sign up bonus apps? An extra $20 could help many people accomplish a financial goal, whether it’s adding to savings, contributing to a large purchase, or even splurging.
There are many ways you make $20 instantly here or there to help your bottom line, including signing up with various apps and services. Finding those reward opportunities, however, can be a bit tricky if you don’t know where to look.
BeerMoney has compiled an extensive list of different ways you can earn a $20 sign up bonus. All you have to do is create a new account and follow the terms and conditions to earn your welcome bonus.
Each welcome bonus will differ from one opportunity to another. With a handful of these sign-up bonuses, you can put more money (back) in your pocket to save for a rainy day down the road.
Are you ready to see how you can get a $20 sign up bonus? Let’s get started!
Ways to Get a $20 Sign-Up Bonus
Below are some of the best money-making apps you can download to earn a sign-up bonus.
While each of these apps will pay you real money, not all of them amount to $20 instantly.
Still, if you’re looking to get free money, signing up and earning cash is the way to go.
1. Fundrise – $10 sign up bonus
Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users even get a $10 bonus to kick things off. Whether you're new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money while investing in properties nationwide.
- Earn passive income with real estate investing starting at just $10
- Easy-to-use app for seamless access to crowd-funded real estate deals
- Perfect for those who want their money to work for them
2. Freecash – Up to $250 sign up bonus
Freecash is a quick and flexible way to earn extra money by completing tasks, surveys, testing apps and offers. New users can get a sign up bonus anywhere as high as $250 to as low as $0.05, totally random. I got a $5 sign up bonus after registering and confirming my email address.
It's a perfect site for turning your free time into cash. New users can start earning immediately and cash out as little as $5 via PayPal, crypto, or gift cards. Fast, easy, and rewarding—Freecash is a smart choice to boost your income.
- The app has paid out over $50 million to more than 30 million users
- Multiple cash-out options, including PayPal and crypto
- Highly rated on TrustPilot and Google Play
3. Upromise – $30 sign up bonus
Saving for college is hard, especially for larger families. To help your family save for the next generation, download Upromise and get $30 when you sign up for a new account. The money you save goes into a 529 college savings plan that can be used for tuition, books, and many other college-related expenses when the time comes. Upromise allows you to earn rewards by shopping at participating retailers, answering survey questions, and more.
- Upromise is a free service that helps families save for college by offering cash back rewards for everyday activities
- You can earn rewards by shopping, dining, paying, and more
- Rewards are automatically deposited into a linked account, such as a 529, checking, or savings account
4. Nielsen – opportunity to earn $60/year
Nielsen offers an app and desktop service that allows you to register and earn rewards just for browsing the Internet. Yes, it’s a legitimate opportunity, but you should be mindful of what that means.
Once you’ve installed the application, the company will collect information about your usage habits, activities, and the websites you visit. You don’t have to do anything else, and the service works automatically in the background.
If that’s worth it to you, you can earn $60 passively throughout a year’s time.
- Sign up your computers, smartphones and tablets to earn up to $60 in reward points for gift cards
- Exclusive invitations for survey and research opportunities
- Legit passive income opportunity
5. Survey Junkie – $5 bonus
Want to earn fast cash for your opinion? Survey Junkie pays out a whopping $55K+ every single day to people just like you — and now they’re offering a $5 bonus when you join and start earning. It might sound wild… but it’s real.
You answer questions, they pay you. Simple as that. Your $5 bonus will pop up on your dashboard after you sign up with your email and knock out your first 5 quick surveys.
- Share your opinion to help brands deliver better products and services
- Fast payouts, legit, and our favorite survey site
- Has paid out more than $25 million to its members
6. Swagbucks – $10 sign up bonus
Swagbucks is an easy way to make extra money by shopping online, watching videos, searching the web, and taking surveys. When you sign up, you’ll get a $10 bonus—but to actually keep it, you need to spend at least $25 through the Swagbucks Shop within 30 days.
Once you meet that requirement, you can cash out fast via PayPal or gift cards. Just double-check that your purchases qualify for the bonus before you buy. It’s legit (they’ve paid out over $600 million), but surveys can be hit or miss. If you’re looking for an easy way to earn, Swagbucks is worth a shot.
- Paid out over $627 million to users since 2008
- Earn with surveys, cash back, testing apps, watching videos, and playing games
- $10 bonus when you spend at least $25 in the Swagbucks shop
7. InboxDollars – $5 sign up bonus
This might sound ridiculous, but InboxDollars actually pays you to watch viral videos and take surveys—plus, you get a $5 welcome bonus just for signing up. No, it won’t make you rich, but if you’re already scrolling and watching videos, why not get paid for it? Sign up, confirm your email, watch videos, take surveys, and earn real cash. Next time you’re just chilling, log in and see how you could make up to $225 a month with almost no effort.
- Get paid up to $225 a month while watching viral videos
- Been around for 20 years
- Paid its members more than $59 million since 2000
8. Acorns – $20 sign up bonus
Looking for an easy, hands-off way to grow some beer money? Acorns rounds up your spare change from everyday purchases and invests it automatically—no thinking needed. Even just $100 a month could grow to around $180K in 30 years if the market does well. Right now, they’re giving out a $20 bonus when you sign up, link your bank, and set up a $5 recurring investment. After your first deposit, you’ll get the bonus within 10 days of the next month. Quick, simple, and totally legit.
- $20 bonus just for getting started
- Auto-invest your spare change from daily purchases
- No investing experience needed — set it and forget it
9. Current – $50 sign up bonus
Current is a mobile banking app that makes managing your money simple. You can spend, save, and even get up to $750 before payday when you set up direct deposit. No hidden fees, no monthly charges—just straightforward banking.
Right now, they’re offering a $50 sign up bonus when you open an account and use code WELCOME50. All you need to do is set up a direct deposit of $200 or more within 45 days, and you’ll get your $50 within 10 days.
On top of that, Current gives you early access to your paycheck, no overdraft fees, and the flexibility to manage your money without the usual banking headaches. It’s completely free, and honestly, it just works.
- Banking, but better
- Get up to $750 early—no waiting for payday
- Claim your $50 bonus with code WELCOME50 (just set up $200+ direct deposit)
10. Freecash – make $20 today
Freecash is a quick and flexible way to earn extra money by completing tasks, surveys, and offers. With some top users earning up to $250 a day, it's perfect for turning your free time into cash. New users can start earning immediately and cash out as little as $5 via PayPal, crypto, or gift cards. Fast, easy, and rewarding—Freecash is a smart choice to boost your income.
- The app has paid out over $50 million to more than 30 million users
- Multiple cash-out options, including PayPal and crypto
- Highly rated on TrustPilot and Google Play
11. NorthOne – free business banking
NorthOne is a great option if you're running a side hustle or small business and want a solid sign-up bonus. Right now, you can earn up to $75 by opening a NorthOne business checking account and depositing at least $50 through select promo links. It’s a digital bank designed for entrepreneurs, offering features like envelope budgeting, real-time cash flow tracking, and integrations with platforms like QuickBooks and Shopify. If you're looking to separate your business finances and get rewarded while doing it, NorthOne makes a smart addition to your bonus stack.
- Built for freelancers, side hustlers, and small business owners
- Simplify your finances with envelope budgeting and real-time tracking
- Integrates with QuickBooks, Shopify, and other business tools
FAQs
There are many ways you can get a $20 sign up bonus for free just for signing up. Acorns offer a $20 sign up bonus for signing up as long as you meet the corresponding requirements.
The majority of the apps listed above give you money for signing up. As long as you meet the requirements, you can earn rewards for being a new member.
There are many ways to earn a sign-up bonus, though each typically requires opening a new account. Some apps reward you just for becoming a member, while others require you to act within a certain time frame, complete tasks, or even refer friends and family.
Take Advantage of Sign-Up Bonuses
Entering your personal information on a lot of different websites can be tedious. However, it’s better when these sites reward you for your efforts. We hope our list of the best ways to earn a sign up bonus has helped you to see how you can use these apps to your advantage and earn some extra cash on top. It’s important to download and sign up for apps you think you’ll use in your daily life, but giving a few a try isn’t a bad idea either. With all these new accounts, you may find you’ve been missing out.
