14 Legit Passive Income Streams to Make Money

Are you looking for ways to make passive income streams so you can make money outside of your 9-to-5 job? Or learn how you can live without a job?

Then you'll love this article. I'll share several creative ways you earn passive income through passive income streams.

Why would anyone want to make money on the side?

Depending on a monthly salary can be frustrating. With the cost of living rising, making it to the end of the month can prove to be difficult. I mean, a meal from McDonald's is almost $13.00 now! The minimum wage in my state is LESS at $12.41 per hour, so how ridiculous is that?

“It's no secret that the rich depend on having passive income streams to become wealthy, so learning to make money fast outside of your job is a smart idea.“

There are plenty of ways to make money over and above your monthly salary. In order to do this, you would have to fully utilize the time and resources you already have. Of course, once you build some streams you can earn an income even while you are sleeping.

This is possible through these simple passive income ideas to make extra cash.

How to Create Multiple Passive Income Streams

First, I'll share the methods I've used to create multiple streams of income. After, I'll share some ways you can start creating passive income streams (click to jump ahead) as soon as today.

1. Affiliate marketing

Affiliate marketing is like recommending your favorite restaurant and getting paid every time someone eats there. All you need to do is share your unique link, and when someone signs up or buys something, you earn a commission.

Start with apps like Swagbucks, Survey Junkie, or InboxDollars—they’re legit and already trusted by the BeerMoney crowd and offer referral bonuses. Focus on products you’ve used yourself, so your recommendations are real and relatable.

Pro tip: Take a look at our sign-up bonus apps that offer referral links then post your affiliate link(s) on subreddits like r/referralcodes or r/EarnExtraIncome (I run this one so you'll be good to post 'em here).

2. Display ads

Ever notice those ads on websites that seem to blend into the background? Those ads could be your money-maker. If you’ve got a blog or site, sign up for ad networks like Google AdSense or Mediavine (if your traffic is high enough).

The best part? Once it’s set up, you barely have to lift a finger. Just sit back and let the clicks roll in. And remember, more visitors mean more cash, so focus on creating content that gets people coming back.

3. Start a blog

Blogging is how I built my passive income, now I blog full time and don't worry about working for somebody else. By just blogging passionately on your interests or expertise, you too can build income streams through advertisements by Adsense, blog advertising and affiliate marketing – these are just a few of many options.

Blogging can be done after working hours – sometimes in front of the television. Since a blog is like a website and is on 24 hours a day, you will be making money even while you sleep! You can learn how to start your first blog by using our blogging guide here.

If you don't have time right now to set up your blog, you can sign up for my how to start a blog email course. It'll teach you how to start your own blog and make money in 7 days (for free).

Sign up here for the free email course:

4. Dividend stocks

Money grows money – so find top saving options with high dividend returns and park a percentage of your salary there every month.

It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly.

So it’s wise to build a portfolio of dividend-paying stocks that will give you passive income, or give you beer money while you’re sleeping!

If you are ready to get hip to dividend investing, check out Robinhood.

Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. You can buy dividend stocks with Robinhood and get a paycheck quarterly or monthly!

It could be a simple dividend-based savings account, insurance plan, crypto or mutual fund, but the bottom line is, the more you save, the more income you will generate through dividends and other forms of ethical returns.

5. Gig economy apps

If you’ve ever considered joining the gig economy, then now seems like a good time to take the plunge. Uber constantly runs promotions where any new driver can get cash incentives to drive more.

So if you’re free nights and weekends, you can rack up unlimited earnings driving your fellow citizens around. It’s a perfect way to make a good amount of extra money whenever it’s convenient for you.

I do it on the weekends where there is surge pricing and can make over $100 in a few rides.

Remember, you can make up $1500/week plus get solid promotions they run every now and then. Look into it if you are in need of a quick cash infusion. If you don't feel like driving people around, you can consider delivery jobs like DoorDash.

6. Email marketing

Email marketing might sound old-school, but it’s a goldmine. Build an email list by offering something free, like a side hustle guide or app recommendations.

Once you’ve got a list, send out curated deals, reviews, or hustle tips. And don’t forget to include affiliate links. It’s one of the easiest ways to turn readers into revenue.

7. Investing apps

Investing might not sound like passive income, but hear me out. Apps like Robinhood, Acorns, and Arrived Homes make it so easy you can do it in your sleep.

Plus, many of these platforms offer sign-up bonuses, so you’re literally making money just for starting. Share your experiences and tips with your social media friends, and you’ll attract friends who want to do the same.

8. Real estate investing

Fundrise is a real, much better and desirable alternative to stock market investment. With Fundrise, you deal in the private real estate market that allows you to invest just like the super successful institutions.

It enables you to access the unattainable assets, and you can become a real estate investor no matter what your net worth or total income is.

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

Want Easier Passive Income Ideas?

Making money is not a difficult task anymore. The ideas we just went over are what I decided to do. But anyone can make passive income today. We are living in a modern world where trends have changed, and you can easily create multiple income streams for improving your finances.

Everyone could benefit from a multiple of just a second income stream. Even if you are earning a considerable amount of income through your full-time job, by creating a second income stream you can prepare for emergencies or live a more luxurious life.

For those who are looking for some easy passive income ideas to start, I've got you covered here. Take a look, pick up a suitable one and start making passive income.

9. Airbnb Host

Airbnb is a popular hosting site where you can list your apartment, flat, room or a house for renting out. No matter how simple and small it is, listing your place here would help you to make money.

It allows you complete control over prices, your house rules, and availability.

It can connect you to hundreds of travelers who are in search of unique accommodation like yours.

Sign up for Airbnb and make $1000 fast each month.

10. Swagbucks

Swagbucks is a legitimate and safe site that offers points called Swagbucks that you can redeem for some cash.

You can earn a little extra through this site by making it your default search engine. Besides that, you can watch different videos, complete different surveys, shop online, and download multiple apps to get rewarded.

After the quick 2-minute sign up you can conveniently earn up to $5 per survey.

11. Survey Junkie

This one is a fantastic site that helps you to get cash rewards by completing the online paid surveys. By participating in surveys, you share your opinion about multiple companies and brands, and it can help them to improve their quality of services and products.

Join SurveyJunkie, be productive, share your perspective and get rewards. Make your profile and the surveys that match your profile will be shared with you so that your participation can be meaningful.

12. Nielsen Mobile

Here is another excellent way of earning $50/year just by getting your devices registered with Nielsen. It is very easy to earn through Nielsen Mobile. You will have to answer some questions regarding your devices and household for registration. After that, you can download the Nielsen app on all the devices that you registered.

The app is entirely free and safe to download and they'll pay you $50 per device registered. Once the app is installed, you can keep on using your devices as you usually do and you will be rewarded and make passive income year after year.

13. InboxDollars

For those who want to earn some extra money online, InboxDollars is a helpful option. It offers several paid surveys. You can get rewarded by completing the questionnaires.

The more surveys you complete, the more you can be rewarded. It is among the easiest ways to make passive income.

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

14. MyPoints

MyPoints is also a legit website through which you can earn money through multiple methods. You can choose to watch some videos, play games, read emails, and fill out the online surveys in return for some points that you can later redeem for gift cards.

It also offers points for shopping online. My point is affiliated with over 75 known merchants, and you can get a gift card of your choice.

Do Not Become Dependent on Your Salary Alone

Depending on a monthly salary can be frustrating. Making it to the end of the month can be difficult. Learn to make money with multiple streams of income or even apps that pay you.

There are plenty of ways to make money outside of your job. Find ways to do so by utilizing your time, expertise and existing money (i.e. savings). With the right options and avenues, you may find that you are making money 24 hours a day.

If you wanted more ways to make money online besides these passive income streams, you can learn how to make $200 fast or even get free money fast.